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    Business Overview

    Your location:Home>Business Overview>New-vehicle loan

    New-vehicle loan

    Typical product

    • Average capital plus interest

      Recommend customer group: people who have medium and fixed incomes, and can flexibly arrange some money for the monthly installments

      Product feature:Fixed monthly installments
      The minimum down payment is 20% of the full price
      Free choice of the length of maturity (6-60 months)



    • Balloon loan

      Recommend customer group:people who pursue a quality life or have a large income in the later period before maturity

      Product feature: Composed of a down payment, monthly installments and a final payment, which can be matched flexibly
      Low monthly installments
      The minimum down payment is 30% of the full price; the length of maturity is 12-36 months



    • One-time due payment

      Recommend customer group: people who have flexible needs or the habit of making investments, have a year-end bonus or other large incomes in the later period before maturity

      Product feature:No pressure from monthly installments
      All the principal and interest will be paid at due time.
      The minimum down payment is 50% of the full price; the length of maturity is 12 months





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